Case Study
A connected loan management platform for configuring facilities, managing drawdowns, calculating interest and tracking repayments. IntelliaTech brings loan terms, participants, collateral and statements into one operational workspace.
The Requirement
Loan operations depend on more than a loan balance. Teams need consistent terms, rate histories, repayment records and participant information, while keeping post-execution obligations visible throughout the facility lifecycle.
Our Solution
The LMS connects loan creation with facility servicing, drawdowns, fees and repayments. Configurable terms and access permissions help teams manage different loan structures while maintaining a consolidated view of each facility.
Key Capabilities
Register loans with borrower and lender details, currency, amount, tenure, interest and repayment terms.
Maintain loan attributes, lifecycle status, key dates and relationships between facilities, entities and participants.
Configure fixed or variable rates, benchmarks, spreads and effective dates, with a history of rate changes.
Record utilization, drawdown dates, applicable fees and interest, and the remaining available facility amount.
Manage principal and interest schedules, payment frequencies, due dates, partial payments and outstanding balances.
Configure one-time or recurring fees, calculation methods and transaction-level charges.
Associate lenders, borrowers, agents, guarantors and other parties with the appropriate loan and role.
Capture primary security details, classifications and coverage against the relevant loan or facility.
Track post-execution obligations, due dates and pending or completed conditions.
Generate loan and monthly statements covering principal, interest, fees, payments and balances; email statements when configured.
Control read and write access through system-defined roles and administrator permissions.
Locate relevant loans and records using search and configurable data filters.
Connected Workflow
Application Screens
A consolidated view of loan portfolio status and operational summaries.
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Approved, pipeline and closed loan views with facility limits and outstanding amounts.
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A central configuration workspace for maintaining standardized system data.
View full-size screenshotPractical Value
Terms, utilization and repayments remain associated with the same loan record.
Outstanding amounts, fees and interest can be reviewed alongside payment history.
Dated conditions make pending post-execution requirements easier to follow up.
Assigned permissions define which records and actions each user can access.
Technology
Project Questions
It covers loan creation, facility management, interest configuration, drawdowns, fees, repayments, conditions subsequent and statements.
Yes. Rate configuration supports fixed and variable interest, reference rates, margins and effective dates.
The platform generates statements with principal, interest, fees and repayments. Monthly statements can be emailed to a borrower’s registered address when configured.
Discuss your loan structures, servicing workflows and reporting requirements with our product engineering team.
JAVA
PostgreSQL
AWS
REST APIs
Secure
Auth